Companies have a "duty of care" to their clients to provide a professional service in a "fit and proper" manner. Professional Indemnity Insurance (PI) insures you against the allegation or indeed the breach of that “duty of care”. Any legal costs and resulting liability are insured by this policy.
The limit of indemnity is in the aggregate and includes costs and expenses. This limit is the maximum amount that you may claim from one or numerous claims in any one policy year. extension
The standard cover provided is Worldwide excluding USA / Canada. If you would like to extend the policy to cover work carried out in the USA / Canada or under USA / Canada jurisdiction, please choose the bespoke policy options to request this extension.
Professional Indemnity Insurance is written on a ‘Claims Made’ basis. Please see our FAQs for a definition of ‘Claims Made’.
Our Professional Indemnity Policy Wordings vary depending on the nature of the company's business.
If your company operates within the IT sector, please click here to view the Policy Wording.
If your company operates within the Engineering, Oil and Gas or Aviation sectors, please click here to view the Policy Wording.
If your company operates within the Admin, Secretarial and Languages, Forensic Practitioners and Experts, Management Consultancy, Media, Publishing and Design or Marketing sectors, please click here to view the Policy Wording.
If you already have a policy with us and would like to view the Policy Wording, please refer to your Policy Schedule and match the technical name to one of the below:
Similary, if you would like us to send you a copy of any of your policy documents please let us know and we will do so.